ChatGPT
General-purpose AI assistant for writing, coding and analysis
Free plan with usage limits on advanced models
No CCNo watermarkAuto-renews
Easy start 2/3Open site
9 Best Microsoft Copilot Alternatives in 2026
Looking for alternatives to Microsoft Copilot? Below are 9 tools that do a similar job, compared on the details that decide whether you can actually use them: the size of the free allowance, whether a credit card is required, and whether the output is watermarked. Microsoft Copilot itself its free tier offers free plan, and you do not need a credit card.
Microsoft Copilot at a glance
Assistant built into Windows, Edge and Microsoft 365
Free planNo credit cardNo watermarkEasy start 2/3
Read the full Microsoft Copilot review →Comparison
Hover over any tool name for its page. Blank cells mean we have not confirmed that detail yet.
| Tool | Free tier | Card | Watermark | From |
|---|---|---|---|---|
| Microsoft Copilotthis tool | Yes | Not required | None | USD 20 |
| ChatGPT | Free plan with usage limits on advanced models | Not required | None | USD 20 |
| Google Gemini | Yes | Not required | None | USD 19.99 |
| Claude | Free plan with daily usage caps | Not required | None | USD 20 |
| Perplexity | Yes | Not required | None | USD 20 |
| Loom | Yes | Not required | None | USD 15 |
| LobeHub | Yes | Not required | — | Not published |
| Overchat AI | 4 message a day | — | — | Not published |
| Duck.ai | — | — | — | Not published |
| Mammouth AI | — | — | — | Not published |
Alternatives in detail
Google Gemini
Google's multimodal assistant across web and mobile
Free plan
No CCNo watermarkAuto-renews
Easy start 2/3Open site
Claude
AI assistant built for long documents and careful reasoning
Free plan with daily usage caps
No CCNo watermarkAuto-renews
Easy start 2/3Open site
Perplexity
Answer engine that cites its sources
Free plan
No CCNo watermarkAuto-renews
Easy start 2/3Open site
Loom
Record your screen and share a link
Free plan
No CCNo watermarkAuto-renews
Easy start 2/3Open site
LobeHub
The ultimate space for work and life: to find, build, and collaborate with agent teammates that grow with you.
Free plan
No CCAuto-renews
Easy start 2/3Open site
Overchat AI
Overchat AI — AI tool
4 messages / day free
Auto-renews
Easy start 1/3Open site
Duck.ai
Use ChatGPT, Claude, and other AIs, privately
Pricing hidden
Details uncheckedOpen site
Mammouth AI
The best GenAI models in one subscription
Pricing hidden
Details uncheckedOpen site
Questions about these alternatives
- Is there a free alternative to Microsoft Copilot?
- Yes. 7 of the 9 alternatives listed here have a confirmed free tier. Use the comparison table above to see the exact free allowance for each one.
- Which Microsoft Copilot alternatives do not require a credit card?
- 6 alternatives confirm that no credit card is required to start. Check the “Card” column — entries marked “Not required” can be used without payment details.
- What is the best free Microsoft Copilot alternative?
- The best free alternative depends on your workflow. The table is sorted by how easy each tool is to start (free tier, no card, no watermark). ChatGPT scores 2 out of 3 and is the strongest free option we have verified.
- Can I use Microsoft Copilot alternatives for commercial work?
- Some alternatives allow commercial use on their free tier. Look for the watermark and licensing details on each tool's page — we only mark commercial use when the vendor's own terms confirm it.